Tag Archives: free

You Free $20 Has Arrived Yet Again!

It’s been a while since I’ve updated my deals and I apologize! I have gotten back into media though so you’ll be seeing some new things being added to the blog – along with entirely new sites being introduced.

To kick this off I wanted to start with the Free Money part. This works like the Brinks Prepaid Mastercard deal I had previously posted about – except this is a much more known product from #PayPal, meaning it’s a bit more trustworthy. You will load $40 using a variety of methods, afterwards you will see a credit of $20 within a couple of hours.

Practical Uses:
You may wonder what use the card may have in the first place, or doubt you’ll ever use it. Shockingly the card can be utilized in a wide number of ways.

1) If you’re like me and horrible at remembering to pay bills, this is a nice account to use for automated payments without risking your actual available funds. We’ve all had the months where we’ve forgotten to cancel that subscription and we get hit with that beautiful $35 fee. A way to avoid this is to migrate these accounts to your new PayPal Prepaid Card; Now you’re free to manually load the card each month without the risk of losing your service. It will also allow you to remove the card from any previous accounts.

2) eBay Sellers. This is a gimmie right here! If you’re an eBay Seller like me then there’s no reason to pass this opportunity up. Chances are you’ve already got $40 in your PayPal account and are also subscribed to some kind of automated payments from eBay or its’ internal apps. You can open your new PayPal Prepaid Card account and then immediately transfer $40 from your PayPal Account to your card – you will then see an additional $20 on your new PayPal Account – WOW!

3) Swagbucks, Treasure Hunter, XBOX Live, Spotify, iTunes, Apple Store, Google Play, and more: The card is a great way to earn additional rewards. As you shop and use the card you will notice your amount of offers will begin to increase which you can take advantage of. For those of us who have some type of Online Subscription then you’ll be required to supply a Debit/Credit Card. These are for trying out new services without risking them continuously hitting your bank.

4) First Time Debit/Credit Card Holders: This card is perfect for first time card holders because there are no overdraft fees attached. That’s right – 0! If there aren’t enough funds in the account to cover the charge, then you’re automatically declined instead of being covered and then charge $35 for a simple $3 item.

In all honesty I’ve used the #PayPal Prepaid Card for years, even before PayPal switched from their internal service to this new one. It allows you to instantly transfer money from your PayPal account directly into your Prepaid Account – this is particularly nice especially if you accept mobile payments.

You have multiple options when it comes to choosing how you’re going to load your card. Let’s go over some of the quicker methods:

1) PayPal: This is the absolute quickest and cheapest way to get your money onto the Prepaid Account. You just need to log into your #PayPal Prepaid Account and choosing Move Money > #PayPal Balance Transfer. Your transfer will happen immediately so there’s no waiting for a bank to be added or a $2.95 fee to load the cash in person – plus all the work is done from your computer! Process: Instant.

2) Mobile Check Load: This will need to be done from a mobile device using the #PayPal Prepaid App. Once you’re in you’ll just need to accept the terms and then close the term window out. You’ll see the option to Load Check. Snap a picture of the front and back and then choose which deposit method: Free (10 Days) or pay a fee to have it within a few hours. The fee depends on the amount of the check. Process: 10 Days Free or Instant for a Fee

3) Bank Transfer: This process takes a little longer, but it’s totally free of charge. You will need to sign into your existing bank and retain your Account/Routing Number. This will be then added to the PayPal Account. Small deposits will be made verifying you’re the own then you’re free to transfer money to the account. The entire process takes about 5-8 days.

4) Cash cash cash: You can always visit a Walgreens, CVS, Rite-Aid, Cash America, or any place that loads/sells Prep-Paid Gift Cards. The fees vary from $2.95-$4.95 but the funds are available the moment you hand the cash over. The is the second fasted method but I’ve saved it for last because it requires paying a fee – while the options above are entirely free.

So you make the call – is about a week’s worth of time worth an easy $20?
You could treat yourself and a friend to some #Starbucks.
How about checking out the latest #Marvel Movie?
Maybe you’re looking to download the latest #DLC for your game?
Or perhaps you just need some extra gas…

Any way you look at it – no one can argue with a free $20!

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Swagbucks – Free Stuff – Revisited

Swagbucks? I’m a huge fan. I’ve been using this site for a couple of years now – and they keep adding new stuff which is pretty awesome.

My blog “100 Daily Swagbucks” is a passive way for anyone and everyone to easily gain those extra pennies with little to no effort each day. I cover most methods in case some people favor surveys, games, new trials, etc – the choice is yours! I will be updating this very soon! Swagbucks has added some new features which I will be happy to cover.

The latest they’ve added was Swag IQ – Trivia Games played a couple of times a day and today I watched 60 people earn about $250 EACH in SB! No, it’s not cash… But when you can transform that into Visas, Amazon Cards, WalMart, Target, Starbucks, etc… It all adds up to saving you money!

The entire lifetime earnings of my account is approximately $360 – paid on mainly in Amazon Cards because as you’re already aware – I’m a huge advocate of Amazon Prime. 
do checks my links regularly to make sure my trials/referrals are still working!
If you click on a dead link – please leave a comment – text – or email! 

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How long have I been a member? According to my Activity History – 7/2016.
I should be closer to 54,000 SB – To be consistent with 100SB/Daily.
I’m only 18,000 Short – Which means my methods WORK! 
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In the Swag IQ I noticed many questions being asked, so I’ll try to cover them as they pop up. 

When Does The Trivia Begin? 
Your Trivia will begin at the top of the hour of your indicated time.
This is shown by PST or EST.
Game generally begin within 5 minutes of the passing hour.

Can I Change My Answer?
Unfortunately? No. Once you’ve made a selection that’s it.
I would assume this will not change because of the Active Chat.

Can I Rejoin? 
You have once chance to “redeem yourself” and continue on towards the grand prize.
You can only rejoin once – so make those answer count!

How Much Can I Win?
The total pot amount is shown when you log into the app.
At 20,000 Participants Last Quiz – Current Prize is $1,080.
I was in a game of 20,000+ people and the payout was over $2,000.
Figure $100 for every 1,000 Participants (?)

What do I win?
Everything is paid out in SB Dollars.
No, you do not win cash 😦

 

 

Brinks Prepaid – Get $20 Instantly

I’ve gotten a lot of inquiries about not having funds for free offers from Google Express, Swagbucks, or HP Instant Ink due to not having a credit card. I’m here to save the day again!

   First things first! In order for you to receive your FREE $20 (which is instant after your initial load) you must make a deposit of at least $40! 

Personally I am a fan of having a Pre-Paid Debit Card on the side for those “accessory” purchases. It’s a way for me to keep a separate savings/splurge account so I don’t tap into the finances I truly need. So every check I’ll kick $100, $200, or more to this account which is great because I can keep it if I’m ever in a tight spot.

The plan you’ll initially sign up with is 100% Free To Own with NO MINIMUM BALANCE and NO DIRECT DEPOSIT REQUIREMENTS. You can however earn some nice rewards once it recognizes your spending habits… Which could either be a great or terrible thing!

The way it works is you’ll visit Brinks PrePaid and sign up to have a card mailed to you. Most of my cards arrive within 3-5 days. Your next step is to load your initial $40.

Here’s where it gets tricky. You have multiple options for funding the card – and I’ve witnessed all to work 100%.

  1. Bank Transfer – If you want to completely eliminate costs and maximize your $20 – use this method. It does take longer than manually loading the card, but you avoid $4.95, $3.95, or $1.95 fee.
  2. Credit Card Transfer – Use your Visa or Mastercard to instantly fund $40 to your account. This is by far the fastest and easiest method – but it’ll cost you $1.95 to do the transfer. Not a bad investment for an easy $20!
  3. PayPal Transfer – This is basically the same as a bank transfer. PayPal will verify your account, and once connected you can transfer the money over.
  4. In Person Cash Load – Aside from the Credit Transfer – this is the 2nd fastest way. Once your card arrives you can find a Cash Load Location, but be mindful of the loading fees. They can range anywhere from $1.95 – $4.95 – sometimes a cheaper solution is literally down the street or right around the corner. 

And that’s all there is to it! So what are you waiting for? Get over there and grab that free $20!

Have you seen my other entries? You are guaranteed to find at least one that will benefit you OR save you money!

Free $10 Google Express Coupon – Potential Wal-Mart Arbitrage / Free Stuff!

Alright so you come across promotions and offers which are too good to be true, so ya skeptics tend to pass them over unless we are presented with a bit of actual Human proof. If you haven’t already – be sure to visit my Referral Page @ http://www.MyFree10.tk !

So what I am presenting today is my methodology to getting 100% FREE PRODUCTS using Google Express Checkout. Yes – You can use this $10 Coupon to any other store, but Wal-Mart seems to have the most practical choices of items under our $4.01 total goal.

Using my Referral Code you will instantly be granted a $10 Google Express Coupon. This can be used at any of the Google Stores, but I’ve found the largest selection to be at Wal-mart.com. And I must be close to a Warehouse because 2 of my orders arrived THE NEXT DAY!

IMG_1957Here was my INITIAL TEST ITEM.

 

Why $4.01?

Your total for the item(s) chosen need to have a TOTAL of $4.01 or LESS after TAX!

This is because Wal-Mart charges $5.99 Shipping for any orders under $35. So you have two choices:
1) Get any item shipped to you for free which totals $4.01 or less
2) Fill your cart with items $35+ and then get FREE SHIPPING + $10 Off your purchase. This is super effective with VIDEO GAMES!

Here’s some more items! 2 / 1 / 18 + 2 / 2 / 18!

 

And here’s how my ordering / coupons look!
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Since I’ve just discovered this awesome Program, I have only made a few orders. But I did develop http://www.MyFree10.tk in order to help promote! You’ll notice it will be updated multiple times during the week as I intend to have orders arrive almost every day 🙂

So what are you waiting for? Start racking up those rewards today!

And of course you can visit my other projects:
http://www.InceptionBuild.com
http://www.CaliSalesNDeals.com

Be sure to check out the other Programs I have reviewed – especially if you’re in California and earning less than $2,500 Per Month!

Comcast Essentials – $9.99/mo Internet
Amazon Prime – Free 30 Day Trial
AT&T Access – $4.99 – $9.99 Internet
FreedomPop – $.01 2GB GSM LTE Sim Cards

This blog will be updated again regularly with the NEW Programs I have discovered since dormancy. Be sure to bookmark me!

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HP Instant Ink Revisited; 3 Month Review

If you haven’t read my blog on the advantages of HP Instant Ink – Check it Out Here!

HP offers Internet ready printers to be part of a program called Instant Ink. This is great for people who do high volumes of printing, photos, or high quality / colored prints.

For a single fee you’re able to print a set amount of pages – and the great thing is the ability to have rollover pages; any pages unused for the month can be stored.

It also offers iOS / Android apps to print directly from your device or check the status.

The best thing I found about this program was before I even needed to replace my ink I would usually have a new cartridge shipped and received by the time it was needed. The only time I went without ink during my three month period was when I did a massive amount of printing one night and used all of my ink – I had a replacement cartridge within 3 days.

Since the device is connected to the Internet it automatically orders new cartridges for you. I don’t imagine a casual printer ever running out of ink using this program.

You can try it out for 30 days (which I highly recommend!) just to see how it works.

Tip: Sign up for the $9.99 / 300 page trial if you’re good at keeping track of subscriptions, this allows you basically to print 300 pages free of charge AND receive free ink in the process.

If you’re planning on doing a lot of similar prints – also consider printing multiple per page, this way you can maximize your output during your trial.

HP also offers great software for your desktop or laptop which is compatible with Instant Ink. It has great additional features such as being able to scan directly to your computer.

What are you waiting for? Get your free Welcome Kit now!

Brinks Prepaid Mastercard – Free $20 With SignUp

The Promotion

Brinks Prepaid is still offering their $20 bonus which I’ve covered in a previous article. I’d like to remind everyone that this is a great way to earn some free holiday spending money especially with Thanksgiving, Christmas, and New Year’s right around the corner!

This article explains how to quickly/easily sign up for a Prepaid Debit card and instantly earn a $20 bonus after loading your first $40.
Note: It costs $2.00 – $3.95 to cash load your card – however I’ll show you methods around it to maximize your profit!

For the month of November: I will send a $5.00 bonus to everyone who successfully receives their $20 bonus. Be sure to sign-up with a valid e-mail as this the address I will request your FlashPay ID from. FlashPay allows you to instantly transfer money between any GreenDot account which is pretty awesome in itself – at no charge!

First you’re going to want to sign up for your Brinks Prepaid Card. You can do so by clicking anywhere you see Brinks Prepaid in this article.

You’ll create an account making a username and secure password. After this is complete you’ll instantly have access to a new account ready with a checking and routing number. This can be used for one of the methods below which will be covered shortly.  A new prepaid card will arrive in your mailbox in about 5-7 days.

Uses:

The card is a great savings/backup account! If you’re already a GreenDot customer you can sign in and transfer money to/from this account.

Payroll and government checks are a great way to fund this card as well.

You have added benefits such as discounts after making purchases, and also an overdraft protection plan which is pretty effective if you have more than one account.

Now to the fun part, loading.

Loading Your Account

The way the referral works is once you load $40 into your Brinks Prepaid account you will receive a $20 bonus. This will end up being only a $16-18 bonus depending on where you load your card if you don’t use the first method mentioned.

Bank Transfer – Free

Since the account is new and you don’t have your card yet – why not link it to an existing account? This will allow you to easily initiate transfer in the future and is a trick to loading your account without those pesky fees. You’ll be instructed on how to link to your account by clicking Move Money -> Bank Transfers from the dashboard.

You’ll verify a deposit or two made into your Brinks Prepaid account and then you can initiate a free transfer of $40 which will arrive in a few days.

Instant Bank Transfer – $1.95

This can be used by using an existing Visa/Mastercard and linking it to your account. A small deposit will be made for verification and then you can go about loading your $40 onto your account. Click Move Money -> Instant Bank Transfers for this option.

Cash Load – $2.00 – $3.95

If you’re unable to load your Brinks Prepaid account with the above options, you’ll be able to visit one of many locations in your area for the deposit. This can be found under Move Money -> Reload Locations. One thing to pay attention here would be the fee amounts.

These range from $2.00 – $3.95. This will help you out by giving you their exact locations and contact information as well.

Other Methods

There are other ways to fund your account, but these three are the simplest and fastest. If you’re unfamiliar with how prepaid cards work this is a great starter card for anyone – especially kids. You can attach additional cards for friends/family to your account or send them your referral code for your bonus!

And that’s all there is to it! Be sure to leave my referral code in the box so we both get our bonus and enjoy your free holiday spending!

Here is the link to my previous blog on this topic. 

Ways to Save Money – Low – Income Programs in California

This article was created in order to help those living in California that earn less than $1,800 per month, or $21,000 per year. If you fall into this category, you should qualify for several of these available programs. If you have a larger household you may still qualify for these programs especially if they are dependents. Most of the covered programs have charts showing the guidelines for qualifying on each program and a link to the proper website to apply or learn more information.

If you read this entry carefully you should be able to save yourself at least $200 a month! Please take your time to quickly read over the provided details so you can maximize your savings. Be sure to share this article if you’ve found it helpful!

As a contractor it is always in my best interest to eliminate overhead (or costs) each month to maximize profits. I’ve done this by using work exchange, volunteer programs, community events, and much more. There are a ton of programs out there – you just have to look out for them! Many of these can be found on the Lifeline California website, but here you’ll get a better description on what exactly the programs are. Let’s begin!

 

Free Phone via California Lifeline

If you live in California and are receiving most any type of government assistance all you need to do is provide proof and some personal information and you’ll be on your way to eliminating your cell phone bill each month. These phones include unlimited Talk and Text each month, and usually some form of data along with a brand new Android smartphone. You can learn more information on the Lifeline California website, or visit Safelink Wireless directly.

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Average Savings: $60/mo

California National School Breakfast and Lunch Program

California offers a wonderful program for those who need assistance with getting meals for their child in school. This is excellent for those struggling month to month with trying to get their child(ren) fed while attending school. The following information has been pulled from their website to qualify for the program:

lunch*For households with more than eight people, add  $7,696 per additional person. Always check with the appropriate managing agency to ensure the most accurate guidelines.
To apply for free or reduced price meals, please visit:
http://www.fns.usda.gov/cnd/Application/application_process.htm/
You can learn more about the California School Nutrition Programs by visiting the CDE School Nutrition website at:http://www.cde.ca.gov/ls/nu/sn/index.asp

Average Savings: $42/mo

 

CalFresh, EBT, SNAP (Formerly Food Stamps)

One of the more popular programs in California is CalFresh. This is an excellent way for you to be able to afford additional food (or food in the first place) for yourself. The application process is very easy and can even be done online if you’re not up for visiting your local office. If you do visit a local office, however, – you will be given a CalFresh card immediately and be able to buy food within an hour of leaving if you apply for emergency aid. Remember – always be truthful and honest when applying for these programs! Fraud can and will be prosecuted.

lunch
Application Process visit http://www.dss.cahwnet.gov/foodstamps/default.htm.
More information, visit http://www.dss.cahwnet.gov/foodstamps/PG847.htm

Average Savings: $100/mo

California Section 8

Section 8 is a program which provides low-rent housing to qualifying individuals. There are many houses available on their list, however there is an extensive waiting period. After applying a family can wait 5-7 years before finally being approved – however once you are approved you’re set! You’ll enjoy low-rent for a period of time allowing you to actively attend other classes, job training, etc in order to better your individual situation. Check it out!
In order to qualify for the California Section 8 (Housing Choice Voucher) Program applicants need to meet a set of income eligibility requirements. These income eligibility requirements are based on the family income and size. Generally speaking in order to qualify for this program, applicants must have an income that is considerably lower than the area’s median income. The PHA divides applicants into three income category namely: very low-income, extremely low income and low income. The low income households are those that earn 80% or more than 80% of the area’s median income while the extremely low income household is at 30% of the area’s median income. The very low-income category earns 50% of the area’s median income. It should be noted that close to 75% of the vouchers are issued to individuals who fall in the extremely low-income category.

If you meet the California Section 8 (Housing Choice Voucher) basic program eligibility requirements, you should go ahead and apply for participation, all you need to do is:

  • Contact your nearest California Public Housing Authority (PHA). A list of local California PHA,s and their respective contact information available on this link: http://www.hud.gov/offices/pih/pha/contacts/states/ca.cfm (List of California PHA,s Local Agencies)
  • After contacting your nearest PHA, you should obtain, fill and submit an application.
  • After filling the application, you should wait for the PHA to process your application.

Upon successful processing of your application, you will be admitted into the California Section 8 (Housing Choice Voucher) program, and will be issued with a housing choice voucher.

You can obtain further information on the California Section 8 (Housing Choice Voucher) by using the contact information available on this link:http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/pha/contacts

Average Savings: $500/mo

 

California Low Income Home Energy Assistance Program

California offers energy discounts to a multitude of various types of locations – more than just residential!
The Low Income Home Energy Assistance Program (LIHEAP) Block Grant is funded by the Federal Department of Health and Human Services provides two basic types of services. Eligible low-income persons, via local governmental and nonprofit organizations, can receive financial assistance to offset the costs of heating and/or cooling dwellings, and/or have their dwellings weatherized to make them more energy efficient.      This is accomplished through these program components:

  • The Weatherization Program provides free weatherization services to improve the energy efficiency of homes, including attic insulation, weather stripping, minor housing repairs, and related energy conservation measures.
  • The Energy Crisis Intervention Program (ECIP) provides payments for weather-related or energy-related emergencies

The restrictions are listed below. Take a look – you may be able to get your service started!
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To apply, find the energy service provider in your community here:
http://www.csd.ca.gov/Services/FindServicesinYourArea.aspx

You may also call the CSD toll-free phone center at 1-866-675-6623.

Average Savings: Varies

Low Income Rate Assistance – Water

     LIRA offers a service-charge discount to qualifying low-income customers. To qualify for LIRA: The Cal Water bill must be in your name. You must live at the address where the discount will be received.
Your household must meet the income guidelines detailed below OR someone in your household must be enrolled in a qualified public assistance program. You must notify Cal Water if your household no longer qualifies for the LIRA discount.
Following enrollment, you may be required to provide proof of eligibility. You are required to recertify your eligibility every two years (four years if you have documentation proving you are handicapped or elderly [62+]).

To be eligible for LIRA based on household income, your household’s gross annual income may not exceed these guidelines:
lunch.JPG     The LIRA is not retroactive. If you qualify, you will receive a discount beginning the month after Cal Water received your application. If you prefer not to mail or e-mail your application, you may bring it to your local Customer Center. If you have questions about LIRA, please e-mail lira@calwater.com or call toll-free (877) 419-1701.

Average Savings: 20

 

 

Medicaid / Medi-Cal

     Medi-Cal is California’s Medicaid health care program. This program pays for a variety of medical services for children and adults with limited income and resources. Medi-Cal is supported by Federal and state taxes. Medi-Cal is a large program made up of many separate programs designed to assist Californians in various family and medical situations.

     In order to qualify for this benefit program, you must be a resident of the state of California, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income. You must also be either pregnant, blind, have a disability or a family member in your household with a disability, be responsible for children under 19 years of age, or be 65 years of age or older.

You must have an annual household income (before taxes) that is below the following amounts:
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To apply online, please visit the Covered California online application portal.
Call or visit your local county social services office and ask for a Medi-Cal application: http://www.dhcs.ca.gov/services/medi-cal/Pages/default.aspx
 Average Savings: Varies

 

Women, Infants, and Children (WIC)

The California Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) provides supplemental foods, nutrition education and referrals to health care, at no cost, to low-income pregnant, breastfeeding and postpartum women, infants, and children up to age 5 who are determined to be at nutritional risk. To be fully eligible for the WIC Program, applicants must be determined by a health professional, at no cost, to be at nutritional risk (i.e., have certain medical-based or diet-based risk conditions).
wic.pngApplication Process For more information on how to apply, please visit: http://cdph.ca.gov/programs/wicworks/Pages/AboutWICandHowtoApply.aspx Program Contact Information For more information on California WIC, please visit the California Department of Public Health at: http://www.cdph.ca.gov/programs/wicworks/Pages/default.aspx

Average Savings: $100/mo

 

California Weatherization Assistance Program

The Weatherization Assistance Program reduces the heating and cooling costs for low-income families by improving the energy efficiency of their homes and ensuring their health and safety. Among low-income households, the program focuses on those with elderly residents, individuals with disabilities, and families with children.

     If you receive Supplemental Security Income or Temporary Assistance for Needy Families, you are automatically eligible to receive weatherization services.
lunch.JPGContact a local provider to determine your eligibility: http://www.csd.ca.gov/Services/FindServicesinYourArea.aspx or call 1-866-675-6623. Program Contact Information For more information, visit: http://www.csd.ca.gov/Services/ResidentialEnergyEfficiencyServices.aspx

Average Savings: Varies

 

California Unemployment Insurance

In order to qualify for this benefit program, you must have worked in the past 12 to 18 months and have earned at least the minimum amount of wages as determined by our guidelines. You must also be able to work and be available for work each week you are claiming benefits. With UI Benefits, you’ll be required to actively seek employment. You will be required to provide proof of your applications such as location, date, and name of the company you applied for.
This is great for someone who was wrongfully terminated and needs to compensate for lost wages while seeking a replacement position.

For more information on how to apply or to file a new claim or reopen a claim, please visit: http://www.edd.ca.gov/Unemployment/Ways_to_File.htm

Average Savings: N/A

 

AT&T Access Internet

Now this is a pretty good deal that I just discovered was offered in California. If you receive Calfresh/SNAP/EBT benefits you qualify for Internet starting @ $5.00 a month! AT&T offers 2 plans: 10Mb @ $10.00, 5Mb @ $5.00, and 3Mb @ $3.00 – depending on what’s available in you’re area.

I like this program because it’s easy to qualify and apply for. As long as you’re receiving your food stamp benefits in California you most likely have this amazing deal in your area! AT&T Access.

Average Savings: $40/mo

 

Comcast Internet Essentials

    Comcast has an excellent deal if you live in a home that has a student who is receiving free lunch via the California National School Breakfast and Lunch Program. The program is excellent as it provides High-Speed Internet Access for only $9.95 a month plus tax! Another aspect is they offer laptops loaded with Microsoft Office and Norton Security Suite completely free of charge. These laptops are priced at $149.99.

You can also enjoy free online tutoring and the ability to sit in free classes!

Average Savings: $50/mo