Brinks Prepaid – Get $20 Instantly

I’ve gotten a lot of inquiries about not having funds for free offers from Google Express, Swagbucks, or HP Instant Ink due to not having a credit card. I’m here to save the day again!

   First things first! In order for you to receive your FREE $20 (which is instant after your initial load) you must make a deposit of at least $40! 

Personally I am a fan of having a Pre-Paid Debit Card on the side for those “accessory” purchases. It’s a way for me to keep a separate savings/splurge account so I don’t tap into the finances I truly need. So every check I’ll kick $100, $200, or more to this account which is great because I can keep it if I’m ever in a tight spot.

The plan you’ll initially sign up with is 100% Free To Own with NO MINIMUM BALANCE and NO DIRECT DEPOSIT REQUIREMENTS. You can however earn some nice rewards once it recognizes your spending habits… Which could either be a great or terrible thing!

The way it works is you’ll visit Brinks PrePaid and sign up to have a card mailed to you. Most of my cards arrive within 3-5 days. Your next step is to load your initial $40.

Here’s where it gets tricky. You have multiple options for funding the card – and I’ve witnessed all to work 100%.

  1. Bank Transfer – If you want to completely eliminate costs and maximize your $20 – use this method. It does take longer than manually loading the card, but you avoid $4.95, $3.95, or $1.95 fee.
  2. Credit Card Transfer – Use your Visa or Mastercard to instantly fund $40 to your account. This is by far the fastest and easiest method – but it’ll cost you $1.95 to do the transfer. Not a bad investment for an easy $20!
  3. PayPal Transfer – This is basically the same as a bank transfer. PayPal will verify your account, and once connected you can transfer the money over.
  4. In Person Cash Load – Aside from the Credit Transfer – this is the 2nd fastest way. Once your card arrives you can find a Cash Load Location, but be mindful of the loading fees. They can range anywhere from $1.95 – $4.95 – sometimes a cheaper solution is literally down the street or right around the corner. 

And that’s all there is to it! So what are you waiting for? Get over there and grab that free $20!

Have you seen my other entries? You are guaranteed to find at least one that will benefit you OR save you money!

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